These days, without a merchant account for credit card processing, one cannot even imagine of managing an on line business, be it of a service provider or sales. Hence one usually does not hesitate even a bit to apply for a merchant account. But, it is to be kept in mind that this account does not come to you free of charge and hence there are quite a few charges such as mid-qualified and non-qualified surcharge, chargeback fees, transaction fees and minimal monthly maintenance fees. But the maximum revenue loss …